AI prompt to prepare a commercial submission

Commercial accounts involve more data, more forms and more markets. AI helps producers and account managers prepare submissions, renewals, certificates and coverage explanations faster, while specialized platforms handle quoting and market matching.

Below is a ready-to-copy prompt to prepare a commercial submission, a detailed version that asks you clarifying questions first, and 2 specialized AI tools (Bold Penguin and Semsee) with instructions for this task. It also works in ChatGPT, Claude, Gemini or Copilot.

Try it in the search box ›

The prompt

Make a checklist of information to gather from a small business before quoting general liability and BOP (operations, revenue, employees, locations, claims history).

Detailed version (asks clarifying questions first)

Act as an experienced assistant to a licensed insurance agent. Before answering, ask me up to 3 clarifying questions (the type of business, the coverage line and who the output is for). Then complete this task, and finish with a short checklist of statements I should verify with my compliance team.

Task: Make a checklist of information to gather from a small business before quoting general liability and BOP (operations, revenue, employees, locations, claims history).

What a good result looks like

A good submission checklist gathers everything underwriters ask for up front (operations description, revenue, payroll and employees, locations, prior coverage and loss history) so you can quote general liability and a business owner's policy without repeated calls to the client.

Common mistakes and watch-outs

Vague operations descriptions often lead to declined or mispriced submissions. Ask follow-up questions and describe what the business actually does. Get loss runs rather than relying on memory, and don't overstate safety practices.

How to adapt the prompt

Add questions for the class of business (subcontractors for contractors, liquor sales for restaurants). Comparative tools such as Bold Penguin or Semsee can then help you quote multiple markets.

EXAMPLE output (placeholder data, not a real client)

Commercial submission checklist (GL + BOP)

Business basics
[ ] Legal name, entity type, years in business
[ ] Detailed description of operations

Exposure
[ ] Annual revenue (current and projected)
[ ] Payroll and number of employees
[ ] Subcontractor costs, if any

Locations
[ ] Addresses, square footage, building details

History
[ ] Current insurer and expiration date
[ ] Loss runs for the past [Number] years

How to use it

Copy the prompt. Copy the short prompt above, or the detailed version if you want the AI to ask clarifying questions first.
Add your details. Add the details for your situation (line of business, audience, tone). Keep it de-identified; never paste client personal information.
Run it in the right tool. Paste it into ChatGPT, Claude, Gemini or Copilot, or use Bold Penguin and Semsee as described below.
Review before you use it. Verify exposures, limits and forms against the actual application and policy. Check every fact, name and number yourself.
Take the next step. Next, see: Compare quotes across carriers.

Best AI tools for this task

Specialized tools first, ordered by fit for this task (never by payout), then any general AI assistant.

Bold Penguin site ↗

Commercial submission platform; states its DeX AI reads, prices and routes submissions to markets.

How to use it

Send the commercial submission through Bold Penguin to be matched with markets.

Semsee site ↗

Digital distribution platform connecting agents, partners, carriers and MGAs for commercial quoting.

Suggested from the related task Compare quotes across carriers.

How to use it

Quote a small commercial risk across connected carriers/MGAs in Semsee.

Any AI assistant

ChatGPT Claude Google Gemini Microsoft Copilot

Paste the prompt above (short or detailed) into any of these.

Before you use it

Verify exposures, limits and forms against the actual application and policy.
Never paste client personal information (names, policy numbers, health or financial details) into AI tools your agency hasn't approved.
Review every AI output for accuracy and compliance before you use it.

Was this page helpful?